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Wolverines (New Hartford Youth Football and Cheer) Insurance Concerns

by on August 1, 2012

New Hartford Wolverines at Glastonbury
© Sharon Wilbur 2011

There was concern expressed by a member of the New Hartford Board of Finance, Maria Moore, as to whether our children practicing football at Brodie Park South created an excessive liability for the Town, and I promised to update you with the insurance information when I got it.

Article 9 of the CTYFL bylaws states that “CTYFL shall maintain or facilitate insurance for liability and medical coverage.”  It goes on to say that the towns are responsible for their share of the premium payments, which “includes officers’ and directors’ coverage.”

It is important to note, that the Town of New Hartford does not pay for this coverage (this was confirmed to me by Dan Jerram, our First Selectman and Steve Roth, NHYFC President).  It is paid for by the Wolverines’ from their registration fees and/or fundraising efforts.   A certificate of insurance is provided to the Town of New Hartford by CTYFL.

According to Dan, football is the Town’s most insured youth sports’ program, because New Hartford is covered by the extra policy, and the Town’s regular coverage.    Insurance is not a problem.

The entire football program runs on registration fees paid for by the athletes and donations.  It is a 501(c)3 organization and donations are tax deductible.

According to Steve Roth, they will be buying new uniform pants, new cheerleading uniforms and warm-up suits for the cheerleaders that can be used when the weather is cold.

If you’re a parent, grandparent, aunt, or uncle of a football or cheer participant, or just a fan, your donations help to defray the cost of uniforms, safety equipment, insurance, and other needs.

Sponsorships are available.  To find out details on a sponsorship, email one of the contacts at  Donations can be sent to NHYFC at P.O. Box 303, New Hartford, CT, 06057.

The New Hartford Youth Football and Cheer program is self-supporting, and teaches valuable life skills to boys and girls.  Please consider donating.


From → Youth Sports

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